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Motorcycle theft is a crime of opportunity. When street prowlers see your gleaming bike parked in an unsecured spot that will be surely a candidate for quick heist. On the other hand, professional crooks have a list of the kinds of motorcycles they want to pilfer and if your motorcycle model happens to be in their list, you better take security measures before they away your pride and joy. Whether you have your motorcycle security system installed professionally at the factory or the do-it-yourself kind, it does not matter as long as you wont provide an easy rip off for these slimeballs.

College and mall parking lots, airports' large parking lots that are often deserted during early dawn and motorcycle rallies and shows where there are fleets of motorcycles to choose from, these are often the target places for thieves looking for an easy prey. So the rule always comes down to the basics. Always park your motorcycle, where you can see it from the restaurant you patronize. If you have a bowling habit every Tuesdays, use a motorcycle cover to drape over your cruiser to keep potential criminals at bay.

Use an ultra violet pen and mark your driver's license number on motorcycle components, such as under the seats engine.dipstick or on body panels. Even better install a Datatag or Alpha Dot security marking system. Photocopy your registration and roll the copy up inside the handlebar, tool bag, under some cover or in the headlight shell. By doing these things you have better chances of recovering your motorcycle(in case it gets stolen) and may help bust a motorcycle theft ring and convict the thieves or handler of stolen motorcycle parts.

Stolen motorcycle can be dismantled and the motorcycle parts are sold as they can be smuggled out of the country and sold as they are. The motorcycle components can also be installed in a what is passed off as a custom frame and sold as a new bike. Also the motorcycle is given an altered or fake VIN and resold locally. So it is really important to mark your bike parts with your identification.

There are many variety of locks ranging from high-end hasps to stuff you can rummage at your local hardware store. Quality disc locks,chains and lock,cable,shackle or U-locks, wheel locks,fork and ignition locks. There are even a wide array of locks for motorcycle accessories like, keyed and detachable lock for luggage packs. Really, there are plenty of locks at your disposal.

The main trick here, is to use two or three different locks so that the thieving criminal may not have ample time ir tools to defeat the various locks on-site. He may pass up your motorcycle and go look for other bikes to victimize. Do not leave your long chains lying on the ground where it can be easily defeated with common tools like cutters, slide hammer, grinders or torches. Carrying a hefty cable lock or U-lock or any in ground anchor may not be convenient (that is if your bike does not have saddlebags). Use these types of locks to anchor the bike to something solid like lamppost, fence,car or the ground. It will prevent a group of muscled guys from rolling away your two-wheeler into a waiting van.

Some motorcycle owners will use creative and confusing techniques to foil the bad guys. One motorcycle owner wired a concealed two-way switch into his starter button. When he park he would flip the switch. If someone other than him push the starter button, the horn will start honking and it wouldn't stop until the owner(the one who knows how to flip the right switch) will turn it off. Another one reconfigured his petcock handle, so it will appear to be on reserve, when off.

There are numerous ways you can rewire and reconfigure choke controls and stuff to confuse the thieves and make them look like idiots. What do you think these felons would react if confronted with a clutch that won't engage or there are no shift lever there to choose a gear or a center stand that won't retract?

If you live in apartment complexes, naturally you park your motorcycle in communal garages. To provide a challenge for thieves, negotiate a spot where you can anchor your motorcycle to a pillar or pipe and to prevent passers-by from prying, a motorcycle cover with locks is recommended. If you own your garage you can DIY or pro install a dedicated security system or as an extension of the security system on the rest of your home. Again be creative, you can set a tied black thread to your motorcycle to a pile of bottles in your garage. If a trespasser will trip over the thread, the sound of breaking glass will surely alarm you and your neighbors.

In your garage, you can secure your motorcycle by anchoring it to the ground. Use a U-shaped steel anchors with heavy-duty chain and lock that is inserted thorough the frame and anchor it in your garage floor and lock it with industrial grade padlock. A camera, door motion sensors,pressure pad and motion-activated floodlights at the entrance will foil a break-in.

Phil West is a Harley buff. Read his articles on motorcycle security systems and harley davidson motorcycle cover.

Car Loans – Steps To Consider Before Buying Your Car

Individuals planning to buy a car or any vehicle prefer to prepare before they actually buy their vehicle. Many companies offer auto loan finance and car financing facilities so potential buyers can avail their transport, and if they have poor or bad credit rating, it is possible to buy their car through bad credit auto finance or bad credit car finance programs. Some companies specialize in providing finance to individuals having low FICO scores. Such companies typically provide bad credit car financing and bad credit car loan programs, to make it possible for the average American to own what he or she desires – the perfect car. Since many options are available due to proliferation of online car loan companies, it is recommended to search for best car loan rates. Car financing through car loans is not that difficult to avail, if you know exactly what to look out for, and how to evaluate your options. The following information can help you prepare your case, before you actually sign your buying contract:

1) Compare the dealer cost price with prices displayed on window stickers

It is recommended you check out the updated price list available in the market, and compare it with the dealer cost stated in the window stickers. It will give you an idea how much bargaining you need to do for the model of the car you are interested in buying. Negotiations are generally carried out after considering a few points, which are likely to figure in the arbitration process. Some of the following terms might help you prepare while negotiating with your car dealer:

1.1) Invoice Price - this is the manufacturer's initial charge or original price offered to the car dealer. The price is usually higher as compared to the dealer's final cost or floor price since dealers receive benefits such as rebates, allowances, discounts, and even incentive awards. Generally, the invoice price includes a certain fee or charge for freight/destination and delivery. So if you plan to buy a car based upon the invoice price, and the freight charges are already included, you have to make sure that the freight charges are not added again within the sale price.

1.2) Base Price — this is the cost of the car excluding the accessories and other add-ons options. The price includes the standard equipment and factory warranty. This price is generally printed on the Manufacturer's Suggested Retail price tag.

1.3) Manufacturer's Suggested Retail Price (MSRP) — this price is also known as the Monroney sticker, and shows the base price, the suggested retail price, the manufacturer's transportation or freight charge and the fuel economy or mileage. As per federal law, the sticker should be affixed to the car window, and the purchaser holds the power to remove it once the sale has gone through.

1.4) Dealer Sticker Price — this is usually printed on a supplemental sticker. Actually, this price is the Monroney sticker price plus the suggested retail price, along with additional dealer markup (ADM) or additional dealer profit (ADP) details, and costing related to dealer preparation and undercoating.

2) Get a quote from the dealer in writing

Confirm with the dealer that the written quote is final and binding. If the dealer refuses to provide the commitment in black and white, find out the reason why.

3) Check out many dealerships

Find out the deals offered by various dealerships, and their reliability with the local Better Business Bureau.

4) Negotiate independently

Consider various questions related to financing, service contracts, trade-ins after you have agreed upon the price of the vehicle.

5) If you're not confident about arbitration avail car buying services

Arbitration or negotiations are an understood factor while buying cars. If you are unsure about your negotiating skills, or do not feel confident conducting the purchase on your own, it is advisable to hire services of car-buying experts or companies and let them handle your case.

6) Shop around and compare

Contact lenders directly on your own – do not let the dealer work out the financing aspects for you. Compare the financing offers you have availed, and compare them with what the dealer offers to you. Offers may vary, so it is recommended you shop around for the best deals available, and compare the annual percentage rate (APR) along with the length of the loan. While negotiating to finance your car, focus on the monthly payment and its repayments. The total amount you eventually pay depends upon the price of the car you are negotiating, the APR and the tenure of the loan. At times, the dealers offer very low financing rates for specific cars and models, but may not be ready to negotiate the prices of these cars. To qualify for the special rates, you need to make a large down payment. Many times, it is more affordable to pay a high finance charge on a car, and go in for reduced monthly payments, rather than buy a car that requires a smaller down payment and larger monthly payments.

7) Work out the auto insurance before you buy

Make sure you understand the cost incurred while insuring your car. It is important to calculate how your insurance amount is likely to change with other car scenarios - depending upon the insurance company, and it might be possible to do this online, or through your insurance agent or broker.

Test drive before buying

Before buying, it is recommended to get a proper feel for the performance, handling, ride, and comfort of the car before you buy it. Here are a few helpful tips that can assist you:

8.1) Test drive and check out all the models you are considering as your buying options.

8.2) Drive the cars on different types of roads and tarmacs.

8.3) The test drive should be long enough to get an accurate feel about the acceleration, braking, steering, and the overall stability of the vehicle.

8.4) Listen to the radio for its sound quality, and turn it off during your test drive so you end up listening to the car engine, tier tread noises, how the car responds at corners, and any strain noises originating from any part or portion of the car.

8.5) Rent a car for a couple of days, and check out how the car you are planning to buy responds as compared to the older model.

9) Make sure you properly understand the contract before signing

Take your time to read the sales agreement in depth, and make sure you get all questions answered properly. It is important not to hesitate while asking for clarifications on points that you do not understand properly. If you have to leave a deposit amount, make sure you understand the terms and conditions, as well as your obligations. Remember, signing a contract can lead to serious issues since it is binding, and in some cases, it might not be possible to get your deposit back. As the case with all contracts, it is recommended you do not rely on verbal promises. Promises do not count unless they are in black and white. Also, do not sign a contract that has blank spaces. A contract can be considered as binding only after an authorized dealership representative approves it, so before leaving the showroom, make sure someone who has the necessary authority has signed it, and made it legal. Be sure to get a copy of the original signed contract for your records.

10) Check your car before taking its delivery

Make sure everything committed by the dealer is included with your car, and that everything works properly before you leave the dealership premises. Also ensure that:

10.1) The salesperson delivers the owner's manual, explains special break-in procedures, and discusses routine maintenance schedules and procedures with you.

10.2) Open the hood and ask all necessary questions, including where and how to locate the oil dipstick, the windshield washer fluid reservoir, the coolant overflow canister, and the brake master cylinder fluid reservoir.

10.3) Inspect the trunk and check whether the spare tire is included, along with the jack and any other special instruments.

10.4) Make sure the salesperson introduces you to the service manager, and shows you how the service department works.

About the Author

Carloan2 provide bad credit car financing and bad credit car loan programs, to make it possible for the average American to own what he or she desires – the perfect car.

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