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A number of accessories can be fitted onto pickup trucks for carrying different items such as ladders, kayaks, canoes, and lumber. These utilities are necessary for camping activities and are commonly used by sportsmen and artisans.

Sidemounted ladder racks are fitted to the side of a pickup truck with the help of steel clampers. They are designed to carry any item weighing less than 250 lbs. They are expandable and can be fitted to any pickup truck with or without stake pockets. The height of these racks can also be adjusted to suit different types of pickup trucks.

Painters' ladder racks are designed to carry ladders on top or side of a pickup truck for easy placement and removal. The ladders can be secured to the racks with the help of hold-down arms with or without a padlock. Apart from standard adjustable features, they have additional tie-down points for ropes and straps. Three ladder racks can accommodate a maximum of three ladders and are secured to the bedrail using an integrated clamping system. They are equipped with anti-theft fasteners and have a user-friendly design for quick loading and unloading. They have multiple steel loops for securing cargo with the help of chains, straps, or ropes.

Extension ladder racks are designed to carry ladders more than fifteen feet long. They have a metal pole platform supported by two steel poles for storing long ladders. They have a rear roller mechanism, which allows users to haul up the ladder onto the rack with minimum effort. It can also be used to carry other equipment, which is more than fifteen feet long.

All types of ladder racks can be fastened to the bedrail with the help of utility tools provided with the racks. Rack removal process is also easy and can be completed within two minutes for most ladder racks. All these features have made ladder racks one of the most commonly used pickup truck accessory.

Pickup Trucks [http://www.e-PickupTrucks.com] provides detailed information on Pickup Trucks, Pickup Truck Accessories, Used Pickup Trucks, Pickup Truck Rentals and more. Pickup Trucks is affiliated with Hard Tonneau Covers.

Covered Calls: Maverick Investor Says Motley Fool are Wrong!

Imagine owning a rental property and not renting it out. What a ludicrous idea! Yet millions of people - and you may be one of them! - have a portfolio of stocks and shares that they're just sitting on. Instead, they could be 'renting' those shares out for an income of 3% to 5% a month! Covered calls allow you to do just that.

Warren Buffet does it, as do a lot of the large buy-and-hold investors, because it makes sense to generate income on stock holdings while you wait for them to rise in value, or to produce dividends.

It may not be right for everyone, of course, but if you're at all interested in generating 3% - 5% each and every month from covered calls, then you owe it to yourself to get as well informed about the various strategies as you can.

Now, if you spend any time searching the web for more information on covered calls, you have probably come across an article on Motley Fool called "Stay Away From Covered Calls".

The author, Dan Caplinger, makes the fundamental error of seeing covered calls as a 'gimmick' that doesn't really make much sense. His case is built on sand, and there are a few large holes in his arguments.

This Motley Fool article has been brought to our attention on a number of occasions now, and it's time to correct the errors Mr Caplinger has made.

1. In his Reliance Steel example, Caplinger says that the stock was stuck around $20 for most of 2004 and 2005 (you'll find a link to the 5-year RS chart below).

Assume the stock was 'stuck' for 20 months, and assume 5% a month in premium income for selling the covered calls. So you would be making $100 a month per option sold, every month for twenty months, for a stock holding of $2,000 per option. So, after 20 months, your stock is effectively free, because you've got back 20 x $100 in premium income.

2. All the time you're generating that income, you know the stock is going to break out of the range at some point - but up or down, and when, no one knows! It's fine now saying it broke up, but it could have gone the other way or, indeed, done nothing at all.

3. Once it does break up, and you get your stock called away at a profit, there's nothing at all to stop you getting right back in again! In the same hour! Assuming the premium still looks good, and the charts look OK, this is what a lot of covered call traders do.

You'll also notice from the chart that it wasn't quite the smooth run from $25 to $60 that Caplinger implies. The first break went to around $50, but then fell back to $30 before climbing again. There's plenty of opportunity in there to make significant sums from covered calls in this period, too!

Caplinger is basically arguing for a buy-and-hold strategy, or what is sometimes called a buy-and-pray strategy, which means you can only make money when the stock goes up. (With dividends, maybe you make a bit if it holds steady, too).

With covered calls, you profit when the stock goes up, down or sideways! You have far more bases covered. Sure, you might miss a big move occasionally, but so what? As an investor, you are never wrong to take a profit, no matter what happens subsequently.

At Maverick Investor, our view is that...

(steady monthly income) + (no losing trades)

beats

(occasional big upward moves) - (money tied up in stocks going nowhere) - (some losing trades)

Every Time!

I can't comment on the tax, but there are entirely legal and above board techniques to trade covered calls without paying any tax at all.

As for commissions, I'm amazed he even mentioned them! They're so small now with online trading that that is almost irrelevant. OptionsXpress, as an example, quote a minimum of $29.90 for covered calls. Think or Swim are even lower, starting at $2.95 per option contract, and a $9.95 flat fee for stock trades up to 5,000 shares.

All in all, this is not the most impressively thought-through article I've ever read, and quite a disappointing drop in the usually high standards at Motley Fool.

About the Author

Make 2008 the year you start making 5% a month from covered calls. Visit http://maverick-investor.com and click on the Covered Calls section. The 5-year RS chart is at http://tinyurl.com/34m44q

how well will clay hold water in a pond if tamped down with a small tamping machine or rolled over with roller?

does it help to wet the clay with hose water first or after it rains and then roll it with a heavy roller or tamp it?

also, what are some things that i can place along the bottom to help contain the water?

how would a plastic tarp do with sand covering it?

dont want to spend money on a rubber liner is the thing.

please explain.

Thanks for your answers!
also, any other ideas, would be pleased to hear.

Clay naturally settles to the bottom of a pond, and it doesn't need tamped - clay consists of particles that bind tightly together when wet. Bentonite clay is said to be the best for this, you can buy it someplaces. I bet you find rubber liners are no more expensive than clay unless you have your own clay onsite, though, and rubber liners are said to be a more certain way to seal a pond.

I've known people that built small ponds with several layers of black plastic. Those sometimes worked for a while, but eventually seemed to leak. Ponds with a single layer of plastic always leaked immediately.

Ferro-cement is another possibility. I still don't think you're going to find it any cheaper than a rubber liner, though.

How to make floral wedding arrangements
A step-by-step guide on how to make large and small stooks look stunning, complemented by hanging globes.

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